Category: Insurance

Do I Really Need Life Insurance?

February 6, 2018 / 4:59 pm

life insurance

Life insurance can be expensive and hard to come by. The older you are the more costly the premiums are, and many plans require comprehensive medical reviews and lots of paperwork. According to the 2017 Insurance Barometer Study, by Life Happens and LIMRA,  41% of Americans do not have any life insurance, and of those that do, 33% carry only a …

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How Much Insurance Do You Really Need?

November 16, 2017 / 2:13 pm


As Sandra Bullock famously says in the opening scene of The Blind Side while describing highly paid NFL quarterbacks and left tackles, “Every housewife knows that the first check you write every month is for the mortgage and the second check is for the insurance.”  But how much and what kind of insurance do you really need? The answer to …

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3 Questions to Answer Before Buying Life Insurance

October 26, 2017 / 5:00 am

buying life insurance

If you have loved ones you want to provide for after you pass away, then life insurance is essential. At the time of your death, the people you named in your policy will receive a lump sum in exchange for premiums payments you made over the course of your life – just like with other forms of insurance. However, while …

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Is It Worth Paying for Long-Term Disability Insurance?

May 4, 2017 / 10:29 am

Is It Worth Paying for Long Term Disability Insurance?

Do you wonder if you should have a long-term disability insurance policy? Do you currently have one, but aren’t sure if it’s worth it? Long-term disability insurance is a very specific type that may not be right for everyone, but it’s important to understand why before making a decision about it. What Is Long-Term Disability Insurance? If it’s never been …

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6 Things to Think About Before You Buy Life Insurance

March 28, 2017 / 10:00 am

Are you currently considering buying life insurance? Do you feel like you’re not doing enough for your family without it? Life insurance is not as straightforward as most people think. Below, we’ll give you a simple definition of life insurance and then list out six things you must consider before you begin spending money on a policy. The Definition of …

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