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3 Tips for Getting a Small Business Loan

3 Tips for Getting a Small Business Loan

Small business planning never ends. From the launch of the business to the 5, 10, 15-year mark and beyond – business ... read more

Building a Retirement Budget to Determine Your Needs: What Should You Include?

Building a Retirement Budget to Determine Your Needs: What Should You Include?

“How much do I need for retirement?” It’s a common question asked by people of all ages. Some advisors like to quote a nice ... read more

Small Business Planning – 4 Important Details to Include

Small Business Planning – 4 Important Details to Include

Small business planning, whether you are a new business or an established business, involves creating a professional business read more

What Is the 50-30-20 Budget and How Can You Use It?

What Is the 50-30-20 Budget and How Can You Use It?

When you are creating a budget, it can feel very complicated to figure out where your money should be going. You have so many read more

Retirement Planning 101: How to Reduce Portfolio Risk Without Giving Up on Growth

Retirement Planning 101: How to Reduce Portfolio Risk Without Giving Up on Growth

As you near retirement, you are beginning to dream of your golden years after you finally retire and begin to enjoy all of ... read more

Tax Planning: Should You Use The Standard Deduction or Not?

Tax Planning: Should You Use The Standard Deduction or Not?

With new tax rules now in effect, there is bound to be some confusion about whether people should use the standard deduction ... read more

Income Planning: How to Make the Most of Every Dollar in Retirement

Income Planning: How to Make the Most of Every Dollar in Retirement

You’ve done everything right. You have worked hard, saved money, and you’re now beginning to think of enjoying the fruits of ... read more

How to Reduce Future Stress by Long Term Care Planning Today

How to Reduce Future Stress by Long Term Care Planning Today

Long-term care is never something people are eager to think about. Discussing the potential of requiring long-term care means read more

Business Planning for Beginners: How to Write a Professional Business Plan

Business Planning for Beginners: How to Write a Professional Business Plan

Whether you have been involved in several business ventures before or this is your first rodeo, a professional business plan ... read more

6 Ways to Use Money Earned from Downsizing Your Home

6 Ways to Use Money Earned from Downsizing Your Home

Many people make the decision to downsize their home as they get closer to retirement. In fact, 42% of people plan to ... read more

Is Your Employer Disability Coverage Enough to Meet Your Needs?

Is Your Employer Disability Coverage Enough to Meet Your Needs?

Many people with stable, long-term employment enjoy a number of benefits from their employer. This could include 401k ... read more

How Does Inflation Affect Your Retirement Plans?

How Does Inflation Affect Your Retirement Plans?

Everyone has seen the effects of inflation in one way or another. Simply watching the price of things like housing rise over ... read more

How Does Risk Management Affect College Savings?

How Does Risk Management Affect College Savings?

Attending college is one of the best ways to secure a strong financial future. In fact, college graduates earn an average of ... read more

4 Things That Make Up a Great Employee Education Program

4 Things That Make Up a Great Employee Education Program

The world is changing more rapidly than ever before. By extension, this means that the way you do business is changing more ... read more

Should You Still Invest for Retirement While Paying Down Debt?

Should You Still Invest for Retirement While Paying Down Debt?

There are a lot of reasons people set aside money. Some save for vacations. Others save to boost their emergency fund, while ... read more

5 Important Facts You Should Know About Estate Planning

5 Important Facts You Should Know About Estate Planning

Talking about the estate planning process is always a difficult discussion. However, it is also a very important discussion ... read more

Determining Investment Withdrawal Strategies for People Who Retire Early

Determining Investment Withdrawal Strategies for People Who Retire Early

If you are like a growing number of Americans, then you probably dream of retiring before age 60. Of course, the “freedom 55” read more

How Should Risk Management Change During Your Life?

How Should Risk Management Change During Your Life?

Mention risk management and asset allocation strategies to most people and their eyes will glaze over. Change the terms and ... read more

Retirement Planning: How Much Do You Actually Need to Retire?

Retirement Planning: How Much Do You Actually Need to Retire?

It’s the question that keeps some awake at night as retirement creeps closer and closer. How much do you need saved to retire read more

Breaking Down the Myths Surrounding Disability Insurance

Breaking Down the Myths Surrounding Disability Insurance

Talking about insurance can often be an uncomfortable topic. The very nature of insurance requires healthy, happy individuals read more

What Kind of Legacy Do You Want to Leave Behind?

What Kind of Legacy Do You Want to Leave Behind?

Everyone has different goals for their life. Similarly, people have different ideas of what kind of legacy they want to leave read more

How to Teach Your Children the Importance of Budgeting

How to Teach Your Children the Importance of Budgeting

Budgeting is essential to ensuring a healthy financial future. In fact, most people believe budgeting is one of the most ... read more

Why Great Business Leaders Never Stop Learning

Why Great Business Leaders Never Stop Learning

Employee education for businesses is one of the most important parts of growing and becoming successful. In fact, it’s so ... read more

The 5 Fastest Growing Trends in Business Today

The 5 Fastest Growing Trends in Business Today

Technology and innovation are moving at a staggering pace. Business leaders are working hard to keep up with the latest ... read more

How You Can Protect Your Children from Debt in Adulthood

How You Can Protect Your Children from Debt in Adulthood

Completely avoiding debt in life can be incredibly difficult, if not impossible for those who hope to purchase a home. In ... read more

How to Determine How Much Life Insurance You Actually Need

How to Determine How Much Life Insurance You Actually Need

Life insurance is never a fun topic of discussion. Ideally, you will live forever and never need to worry about life ... read more

How to Create Effective Employee Education Strategies

How to Create Effective Employee Education Strategies

Business is changing faster than ever which means all levels of your organization must keep up. Managing employee education ... read more

5 Steps to Take If You Want to Retire Before 50

5 Steps to Take If You Want to Retire Before 50

Early retirement is a dream of many people. Even for those that love their job, retiring early is something they hope to ... read more

Financial Tips For Small Business Owners You’ve Probably Never Heard

Financial Tips For Small Business Owners You’ve Probably Never Heard

Running a small business can be one of the most rewarding experiences, but it’s certainly not without its lack of challenges. read more

How To Prepare For Early Retirement

How To Prepare For Early Retirement

For most people, going to work day-after-day is about reaching 65 when they can finally retire and take it easy. But there’s ... read more

3 Investment Mistakes You Must Avoid In Your 20’s

3 Investment Mistakes You Must Avoid In Your 20’s

Hour 20s can be a very challenging time for a number of reasons. You’re finally out of school and into the real world, which ... read more

The 4 Most Common Estate Planning Mistakes

The 4 Most Common Estate Planning Mistakes

Have you created a trust for your loved ones to ensure they’re taken care of once you’re gone? If so, are you confident that ... read more

Should You Always Max Out Your 401(k)?

Should You Always Max Out Your 401(k)?

Although you’ve probably heard all kinds of financial advice from all kinds of people, one of the most common – one of the ... read more

The 5 Benefits of a Roth IRA

The 5 Benefits of a Roth IRA

Most people know all about traditional IRAs. There’s a good chance you’re already using one to plan for retirement. While ... read more

5 Types of Insurance for Your Small Business

5 Types of Insurance for Your Small Business

If you dream of owning your own small business, chances are that you don’t spend your time fantasizing about the mundane ... read more

5 Financial Tips for Retirees

5 Financial Tips for Retirees

Everybody comes up with something slightly different when they think about retirement. We all have unique plans for how we’d ... read more

4 Tips for Planning a Successful Succession

4 Tips for Planning a Successful Succession

It probably took you decades to get your business to where it is today. So it makes sense that, although you’re retiring, you read more

Investment Withdrawal Strategies Under the New Tax Plan

Investment Withdrawal Strategies Under the New Tax Plan

With all the turmoil surrounding the new GOP tax plan, many individuals are feeling uncertain about how the new regulations ... read more

Social Security Planning Under the New Tax Plan

Social Security Planning Under the New Tax Plan

Regardless of which side of the political fence you call home, chances are you have been watching the drama out of Washington read more

Savings Options for College Planning

Savings Options for College Planning

The National Center for Education Statistics estimates that in the Fall of 2017, 20.4 million students enrolled in a college ... read more

The Impact of Divorce on Women Over Age 50

The Impact of Divorce on Women Over Age 50

Statistically, January is the most common month in which people file for divorce. Whether this has to do with freezing ... read more

Employee Education Strategies

Employee Education Strategies

Moving into the new year, many employees consider what their role is in their present company and how that role or function ... read more

A Resolution for Family Meetings

A Resolution for Family Meetings

For several years, family dinners were a trending topic. An article in the venerable publication The Atlantic showed research read more

Investment Withdrawal Strategies in an Uncertain World

Investment Withdrawal Strategies in an Uncertain World

Sometimes it feels like we plan and strategize and do everything we are supposed to do to optimize our investment withdrawals read more

A Few Things to Consider About Social Security

A Few Things to Consider About Social Security

If you’re an American worker of a certain age you are probably thinking about Social Security and the role it may play in ... read more

Should You Choose a Traditional or Roth IRA?

Should You Choose a Traditional or Roth IRA?

With tax season just around the corner, it may be a good time to start thinking about your IRA contribution status. IRAs are ... read more

How to Plan for Elder and Long-Term Care

How to Plan for Elder and Long-Term Care

Placing a loved one in an eldercare or long-term care facility is an emotionally draining event. Even more so, the cost of ... read more

Financial Planning for Women

Financial Planning for Women

There is a prevailing wind in the investment management and financial planning world to offer services that are targeted to ... read more

Do I Really Need Life Insurance?

Do I Really Need Life Insurance?

Life insurance can be expensive and hard to come by. The older you are the more costly the premiums are, and many plans ... read more

College Payment Planning

College Payment Planning

Now is the time of year when high school students across the country will begin hearing from colleges and universities that ... read more

Health Insurance in Today’s World

Health Insurance in Today’s World

If there’s one thing we can all agree on it’s that healthcare insurance coverage is a hot topic these days. If you have ... read more

Succession Planning for the New Year

Succession Planning for the New Year

It’s that time of year again when everyone is making resolutions for a new year. If you are a business owner or CEO of a ... read more

Is Eldercare in Your Future?

Is Eldercare in Your Future?

By definition, eldercare refers to the services that elderly people require as a result of age-related physical or mental ... read more

Employee Education Programs

Employee Education Programs

Attracting and retaining good employees seems to get harder every year. Moreover, taking the time to train them to be the ... read more

Tax Planning for Retirement and Beyond

Tax Planning for Retirement and Beyond

Death and taxes, the only two certainties in life! Unfortunately, taxes don’t stop just because you stopped working. Taking ... read more

Smart Strategies for Investment Withdrawals

Smart Strategies for Investment Withdrawals

You’ve put a lot of time and energy into saving money for retirement and now it’s time start withdrawing some of that money. ... read more

Planning for Social Security

Planning for Social Security

Social security is like a mythical beast. You know all about it but you don’t really understand it. It’s been part of your ... read more

Why You Should Have Regular Family Meetings

Why You Should Have Regular Family Meetings

Ah, the dreaded Family Meeting. Those times when Mom and Dad have “something to say” and you know it’s going to end with more read more

How to Succeed at Succession Planning

How to Succeed at Succession Planning

By its very definition, succession planning is the strategy for ensuring the successful transition of leadership, with of the read more

Yes, Financial Planning for Women IS Different

Yes, Financial Planning for Women IS Different

Let’s set aside issues of equal pay and equality in the workplace for a moment, although they do play an important role in ... read more

Retirement Planning: 5 Important Things to Consider

Retirement Planning: 5 Important Things to Consider

It is commonly said that you are never too young to start planning for retirement. And while that is true, particularly from ... read more

Numbers You Need to Know for Retirement Income Planning

Numbers You Need to Know for Retirement Income Planning

Income planning for retirement can be overwhelming, especially since everyone has a different vision of what retirement looks read more

Do I Need An Estate Plan If I Don’t Have an Estate?

Do I Need An Estate Plan If I Don’t Have an Estate?

Estate planning can sound intimidating, but it’s something you should consider if you’re a bit of a control freak. Just ... read more

Planning for College Is More Than Just Saving for College

Planning for College Is More Than Just Saving for College

If you’re like most people, your baby was barely a week old and you probably thought about the day they would head off to ... read more

Getting Down to Business With Business Planning

Getting Down to Business With Business Planning

You wrote your business plan and rolled up your sleeves. Your vision became a reality. Now, what? You’re a year or more into ... read more

How Much Insurance Do You Really Need?

How Much Insurance Do You Really Need?

As Sandra Bullock famously says in the opening scene of The Blind Side while describing highly paid NFL quarterbacks and left read more

Should You Consider a Roth IRA Conversion?

Should You Consider a Roth IRA Conversion?

Since their introduction in 1997, Roth IRAs have garnered a great deal of attention as an alternative to traditional IRAs. ... read more

3 Reasons to Teach Your Employees About Money

3 Reasons to Teach Your Employees About Money

You understand that your employees are one of the most important assets your company has. Obviously, not a lot would get done read more

3 Tips That Will Improve Your Small Business Budget

3 Tips That Will Improve Your Small Business Budget

Running a small business involves any number of different challenges. Many of them will come from outside your operation: ... read more

3 Simple Tips for Paying Off Your Student Loans

3 Simple Tips for Paying Off Your Student Loans

Graduating from college often brings about a mix of emotions. On the one hand, you’ve completed an important milestone in ... read more

3 Questions to Answer Before Buying Life Insurance

3 Questions to Answer Before Buying Life Insurance

If you have loved ones you want to provide for after you pass away, then life insurance is essential. At the time of your ... read more

How to Adjust Your Budget When You Get a Raise

How to Adjust Your Budget When You Get a Raise

Have you recently received a raise at work? If so, congratulations! It’s a great feeling to receive that kind of recognition ... read more

3 Pieces of Retirement Advice That May Be More Harmful Than Helpful

3 Pieces of Retirement Advice That May Be More Harmful Than Helpful

Retirement is a big deal. It’s not just because you’ll spend so many years in retirement, either. It’s also because of how ... read more

3 Common Mistakes Parents Make When Saving for College

3 Common Mistakes Parents Make When Saving for College

When it comes to all the different expenses associated with having a child, few seem to strike fear into the hearts of ... read more

4 Tips to Help with Your Small Business Budget

4 Tips to Help with Your Small Business Budget

If you’re a small business owner – or working toward becoming one – you already know you have a lot of balls in the air. ... read more

A Beginner’s Guide to Estate Planning

A Beginner’s Guide to Estate Planning

Have you heard the term “estate planning” before? If you’re like a lot of people, you have some vague understanding that it ... read more

How to Manage Risk When Starting a Small Business

How to Manage Risk When Starting a Small Business

Hoping to become a small business owner soon? If so, you’re probably already fairly aware of the various challenges that are ... read more

How to Budget for a Baby

How to Budget for a Baby

If you’re about to become a parent, it probably seems as though there is no end to the list of things you need to remember. ... read more

3 Simple Wealth Accumulation Strategies

3 Simple Wealth Accumulation Strategies

Would you sleep better at night knowing you had a larger nest egg? Do you worry because your safety net has gotten a little ... read more

Should Retirees Turn Their Hobbies into Small Businesses?

Should Retirees Turn Their Hobbies into Small Businesses?

You’ve probably heard that it’s never been easier to start a business. Thanks to the World Wide Web, anyone with an Internet ... read more

4 Questions to Answer Before Selling Your Small Business

4 Questions to Answer Before Selling Your Small Business

Starting a small business is a huge undertaking. Turning a small business into a successful one is even harder. That said, ... read more

5 Tax Deductions You Get as a Small Business Owner

5 Tax Deductions You Get as a Small Business Owner

After years of paying taxes, most of us become pretty familiar with the process in terms of our unique deductions. Sure, it ... read more

3 Mistakes to Avoid When Succession Planning

3 Mistakes to Avoid When Succession Planning

Succession planning is an important process, both for your future and that of your business. If done well, your company’s ... read more

3 Big Mistakes to Avoid When You Sell Your Small Business

3 Big Mistakes to Avoid When You Sell Your Small Business

Selling a small business is a monumental event. You’ve put a lot of work into this company and now you’re going to enjoy huge read more

How to Talk with Your Parents About Eldercare

How to Talk with Your Parents About Eldercare

Though it might be hard to think about, at some point, most of us will probably need to speak to our parents about eldercare. read more

How to Create a Successful Succession Plan

How to Create a Successful Succession Plan

At some point, the key to your company’s future relies on successful succession planning. No matter how amazing a business ... read more

Financial Planning for Women: 3 Tips to Get Started

Financial Planning for Women: 3 Tips to Get Started

Although just about everyone appreciates it’s important to plan your financial future, there’s still a disparity between the ... read more

Financial Advice for New College Graduates

Financial Advice for New College Graduates

Graduating from college ushers in a whole world of changes. From landing your first job to how you structure your days to not read more

4 Small Business Expenses You Need to Include in Your Budget

4 Small Business Expenses You Need to Include in Your Budget

The nightmare scenario is one that countless small business owners have thought about. Sadly, plenty have actually lived it. ... read more

3 Tips for Talking to Your Parents About Estate Planning

3 Tips for Talking to Your Parents About Estate Planning

Although we all know estate planning is important, it can still be a very touchy subject. If you’re worried because your ... read more

Entrepreneurial Traits You Need to Start a Small Business

Entrepreneurial Traits You Need to Start a Small Business

Like millions of Americans, you may dream of quitting your current job and starting a small business. Before you can do that, read more

3 Steps to Take Before Applying for a Small Business Loan

3 Steps to Take Before Applying for a Small Business Loan

Countless Americans share the dream of becoming their own bosses and starting a business. If you have the same small business read more

Create a Good Budget Plan by Avoiding These 4 Mistakes

Everyone needs a good budget plan – one that tells them how to spend their money while also setting aside funds for their ... read more

The Complete Beginner’s Guide to Creating a Budget

The Complete Beginner’s Guide to Creating a Budget

Most people have a general idea of how to spend each paycheck. They know they need to cover their obligatory expenses – ... read more

3 Ways to Make Money on the Side

3 Ways to Make Money on the Side

There are a number of reasons you may wish you made more money. Maybe you’re just trying to boost your savings or perhaps ... read more

3 Bases to Cover Before You Invest in Real Estate

3 Bases to Cover Before You Invest in Real Estate

In recent years, investing in real estate has become a popular goal. This is despite the real estate bubble, but it’s also – ... read more

How to Deal with Uncertainty About Retirement

How to Deal with Uncertainty About Retirement

Most people can’t wait for the date they finally get to retire. For years, they’ve been planning how they’ll spend their free read more

How to Manage Investment Risk

How to Manage Investment Risk

Even though people know it’s important to invest, many people put it off for one simple reason: stress. The risk of ... read more

Don’t Let Bundling Strip Your Retirement Savings

Don’t Let Bundling Strip Your Retirement Savings

Bundling is a common practice throughout a number of different industries and for good reason: it can save you a lot of ... read more

The Importance of Having a Business Succession Plan

The Importance of Having a Business Succession Plan

Anyone who has done it will tell you: starting your own business is never easy. However, what most people haven’t heard is ... read more

4 Questions to Answer Before Considering Early Retirement

4 Questions to Answer Before Considering Early Retirement

Early retirement. For most people, it’s a dream they’ll revisit every now and then. For others, it’s a realistic goal they ... read more

4 Apps That Will Help You With Your Personal Budget

4 Apps That Will Help You With Your Personal Budget

Budgeting is a lot like flossing. We all know we’re supposed to do it, but it’s easy to put off. Unfortunately, without a ... read more

The Simplest Retirement Withdrawal Strategy

The Simplest Retirement Withdrawal Strategy

Retirement is a time of great change. All of a sudden, you have 40 hours added back to your week – 40 hours you need to ... read more

How to Make Money With the Gig Economy

How to Make Money With the Gig Economy

No matter how much you like your job, you probably know that raises are generally few and far between. Barring a promotion or read more

Financial Planning for Recent College Graduates

Financial Planning for Recent College Graduates

While graduating from college is a milestone moment, the transition that follows seems like it goes by in the blink of an ... read more

What Is Retirement Income and Why Does It Matter?

What Is Retirement Income and Why Does It Matter?

When it comes to handling your bills and living expenses, you probably have a regular income you rely on. When the same ... read more

Keeping Your Elderly Parents Safe from Scammers

Keeping Your Elderly Parents Safe from Scammers

When you think about your elderly parents, all kinds of positive emotions probably come to mind. Sadly, other people see your read more

Financial Advice for New Small Business Owners

Financial Advice for New Small Business Owners

While most small business owners love what they do, many still worry about money on a regular basis. If this sounds familiar ... read more

How to Teach Your Children About Money

How to Teach Your Children About Money

Trying to teach your children about money can be difficult, but it’s important that you do so. Eventually, they’ll be on ... read more

How to Know When to Retire

How to Know When to Retire

For most people, 65 is the age they’re working toward. Once they hit 65, they know it will finally be time to retire. You ... read more

5 Tips to Help with Estate Planning

5 Tips to Help with Estate Planning

Most people understand that a will is important, but it’s also very easy to put off creating one. If estate planning is ... read more

How to Move on Financially After a Divorce

How to Move on Financially After a Divorce

Going through a divorce will probably prove to be one of the most difficult things you ever do. One reason for this that you ... read more

4 Things to Quit Spending Money on to Save for Retirement

4 Things to Quit Spending Money on to Save for Retirement

One thing we hear a lot from people trying to save for retirement is that they just don’t have the money for it. Others are ... read more

How Do 401(k) Rollovers Work?

How Do 401(k) Rollovers Work?

It should go without saying that your 401(k) is important. Aside from the fact that you’re counting on it for a substantial ... read more

Should I Use a 529 Plan to Save for College?

Should I Use a 529 Plan to Save for College?

Watching your child graduate from college may be one of the proudest moments of your life. Between now and then, though, you ... read more

Is It Worth Paying for Long-Term Disability Insurance?

Is It Worth Paying for Long-Term Disability Insurance?

Do you wonder if you should have a long-term disability insurance policy? Do you currently have one, but aren’t sure if it’s ... read more

How to Begin Saving Money When You Have None

How to Begin Saving Money When You Have None

Everyone knows that saving money is important. Yet, it’s hard enough to do when you have plenty of it. What about for those ... read more

How Can I Make Money in College Without a Job?

How Can I Make Money in College Without a Job?

It’s no secret that college is expensive. However, even after you’ve paid for room and board, books and tuition, there are ... read more

Can I Use a Roth IRA to Save for College?

Can I Use a Roth IRA to Save for College?

When you think of a Roth IRA, retirement probably comes to mind. Though it’s traditionally used for this purpose, it turns ... read more

5 Simple Ways to Manage Your Small Business’ Finances

5 Simple Ways to Manage Your Small Business’ Finances

Do you own a small business? If so, you’ll want to make sure you understand the following five simple ways you should be ... read more

Using a 529 Plan to Pay For College

Saving for college is a huge challenge. It costs a lot of money for those four years of school. While there are a number of ... read more

Money in Your 20’s – What to do Right After College

  Did you recently graduate from college? If so, you definitely have a lot to celebrate. At the same time, you might be ... read more

How to Talk to Your Siblings About Money

No matter how close you may be to your siblings, talking about money with them is almost always going to be a challenge. ... read more

5 Simple Ways to Begin Planning for Retirement in Your 20’s

    “Early retirement planning” is a somewhat redundant phrase. While you most likely won’t be retiring until ... read more

6 Things to Think About Before You Buy Life Insurance

Are you currently considering buying life insurance? Do you feel like you’re not doing enough for your family without it? ... read more

6 Common Retirement Mistakes You Must Avoid

Retirement is a huge milestone. Reaching it is a cause for celebration. In fact, for many retirees, the rest of their lives ... read more

How to Build Wealth in Your 30’s

  Your 30s are a critical time for a number of reasons. One of these is that your 30s will set the tone for the rest of ... read more

5 Estate Planning Issues You’ll Avoid with a Family Trust

  Estate planning needs to be a priority, but it can quickly become a complicated issue. While you want to make sure ... read more

Financial Planning for Your Elderly Parents

It happens to everyone. At some point, you will need to start caring for your parents in much the same way they used to look ... read more

6 Methods of Asset Allocation

  Asset allocation will make or break your financial goals. It’s as simple as that. Without being deliberate about your ... read more

Financial Planning in College 101

    “College student” has become synonymous with “poor.” Of course, this is fair, to some degree (see what I did ... read more

5 Factors That Will Affect When You Retire

You might not get to retire when you expect. I can’t say that with 100% accuracy, of course, but it wouldn’t be unheard of. ... read more

4 Ways to Get Started on Retirement Planning

    Someday, you’re not going to work anymore. Hopefully, it’s because you’ve decided to retire. Other people ... read more

4 Apps That Will Help You Save for Retirement

  If you can’t save money, forget about retiring on time. Sadly, you might have a hard time retiring, period. We all ... read more

3 Ways Financial Planning for Women is Different

Women have every right to the same financial future as men. Yet, for a number of reasons, most advice on financial planning ... read more

4 Habits That Help Work Toward Retiring on Time

Retiring on time isn’t a sure thing. It only happens for people who understand the work it takes to get there. The vast read more

To Retire OR Not to Retire – The impact of your 401(k).

Decisions surrounding retirement can impact the rest of your life, and the sooner you get started planning for retirement, ... read more

Strategies and Secrets to Reducing your College Costs

College is a huge undertaking, and no less so is being able to pay for it. College fund planning is a complex undertaking, ... read more

Credentials and Cost – Considerations when selecting a financial planner.

Finding a financial planner is easy, but finding a financial planner that you can trust to work with you around the decisions read more

Have you maximized your 401(k) today?

As with any pension plan, to have a sound 401(k) it is important to seek reliable advice and avoid some of the pitfalls that ... read more

It’s never too late: Keith Mooney on saving for college

If you’re getting a late start with that college savings plan, a visit to an investment advisor can help give you that needed read more

Retirement Spending: Fact vs. Fantasy.

  Have you saved enough for retirement? Are you planning a trip to some exotic location, or maybe take the kids to that ... read more

Getting the most bang for your buck for college planning and funding.

  As a parent, you love your child and you want them to be happy, successful and productive. You know that a college ... read more

A financial advisor’s wealth management tips.

  Let’s start with fiduciary responsibility, a value every good financial advisor has top of mind. Many CERTIFIED ... read more

AT&T employees want to know: Which is better: a will or trust?

There is much debate about the benefits of a will vs. a trust. Understanding the similarities and the differences between ... read more

The stress of saving for retirement cuts across generations.

Saving for retirement is a stressful thing that isn’t immune to multiple generations, according to a 401(k) plan participant ... read more

Keith Mooney offers practical tips on income planning.

As a wealth management firm specializing in retirement income planning, our most important task is to ensure we provide our ... read more

Top 4 transitions from college to work place.

All the work has finally paid off as you’ve made the transition from college to your first professional job. But with that ... read more

Setting up a financial plan: Should you or shouldn’t you invest in a 401(k)?

  The first thing you may want to do when deciding whether you should or shouldn’t invest in a 401(K) is to talk to a ... read more

AT&T employees should consider Real Estate Investment Trusts (REITs) in their pursuit of wealth creation

  REITs allow investors to acquire ownership in real estate ventures, including the opportunity to own and operate ... read more

Issues facing retirement.

Trying to save for retirement is an issue many Americans face, as currently, only 58% of workers have access to a plan ... read more

Life insurance and wealth management strategy.

    You may get these calls frequently—a representative warns you of the critical need for life insurance in your ... read more

What you pay for with your 401(k) now could cost you later.

As life’s priorities increase, more people (especially millennials) are looking for ways to generate income. One trend that ... read more

3 investment tips every investor should know.

  1.The buy and hold approach helps to manage emotion. A buy and hold approach is where your advisor buys stocks and ... read more

Retirement planning 101: Keith Mooney on selling your home and striving for a bigger profit.

For most of us, our homes are the biggest part of our retirement planning strategy, so when it comes time to downsize, it’s ... read more

Barrington wealth managers on formulating a solid wealth management strategy for millennials

For millennials, planning a sound wealth management strategy early is critical to financial confidence in retirement. But how read more

Is there a good wealth accumulation strategy in your future?

When it comes to your retirement, are you thinking along the lines of a wealth accumulation strategy that manages downside ... read more

Early retirement – Joe Lyons offers some do’s and don’ts.

As a CERTIFIED FINANCIAL PLANNER™ who has helped many individuals go through the process of retirement and beyond, Joe Lyons ... read more

A low fee doesn’t always equate to better returns.

There are many cases where you really do get what you pay for, and that can certainly be said for an asset with a low fee. ... read more

You don’t have to be rich to have a 401(k) strategy.

It’s no news that 401(k) plans have replaced traditional pensions as the main way for individuals to save for retirement. ... read more

3 choice ways to save when housing choices are down.

As existing homes sales decline after four straight months of strong gains, the National Association of Realtors (NAR) blames read more

Issues facing retirement.

Trying to save for retirement is an issue many Americans face, as currently, only 58% of workers have access to a plan ... read more

Small businesses reluctance to offer a 401(k).

Ninety-nine percent of businesses with over 500 employees provide 401(k) plans or similar retirement benefits to their ... read more

Communication is key for financial advisors in keeping clients happy.

What does the average investor have in common with a wealthy investor? At least in the latter case, many believe that their ... read more

Top 3 things to consider regarding your 401(k)

As an employee saving for retirement, there are always things that seem necessary to save for besides your 401 (k). A new ... read more

Women and investing: Gaining confidence.

  Retirement may seem like a long way off for many women who are actively investing, but life moves fast. Buying a home, read more

You don’t have to be rich to benefit from these Estate Planning tips.

If you have a car, a home, a savings account, investments or other material possessions, you have an estate — and hopefully a read more

3 tips to maintain good credit with student loans.

We talked recently about how much student debt there is, but not about why every wealth manager will tell you that getting ... read more

Using sound wealth management strategy to preserve your children’s inheritance.

Sound wealth management strategy not only involves solid game plan around creating wealth, it’s also about preserving wealth ... read more

Investment advisors caution AT&T employees on 401(k) rollovers.

At the advice of their investment advisors, many AT&T employees aren’t necessarily rolling over their old 401(k) accounts read more

UPCOMING FINANCIAL SEMINARS RELATING TO INVESTING, SOCIAL SECURITY CLAIMS, AND COLLEGE FUNDING

  Mooney Lyons, a wealth management firm specializing in retirement strategies and income planning, is offering topical ... read more

Barrington Wealth Managers talk student loan debt and Wealth Management strategy.

Are educational expenses a significant part of your wealth management strategy? With student loan debt estimated to be in the read more

Millennials need to save more for retirement, or face the consequences.

More than half of Millennials are saving at least 5% of their income, according to a study from Bankrate.com earlier this ... read more

Protecting yourself from ATM fraud.

Skimming is a process in which someone attaches a device to an ATM. This allows criminals to steal your financial data ... read more

How to deal with stock markets going up and down: The long-term approach.

Many factors affect prices in the stock market, and with the broad stroke effects that large market swings can induce, it is ... read more

Keith Mooney on Alternative Investments.

For many investors, there is a great deal of trepidation surrounding alternative investments with the thought of them being ... read more

Retirement planning with confidence: 7 ways to save toward your 401(k) or IRA.

The idea of saving for retirement may be a given, but there are always retirement planning strategies that strive to increase read more

If I’m currently working, should I go back and get my Master’s degree?

For many fields, earning your Master’s degree will lead to higher salaries and advance your career. But the biggest thing to ... read more

How to pay for college without spending more than you have to.

Most people aren’t aware of the actual amount of knowledge and experience it takes to really plan and pay for college. As a ... read more

Joe Lyons recommends 3 things parents should do before sending their kid out-of-state for college.

Sending your kids off to college, especially out of state, can be a stressful event as you try to let go off some control and read more

How much financial aid is available?

  College financial aid is money given by the federal and state governments and the colleges to help students pay for ... read more

KEITH MOONEY: WHAT TO ASK YOUR FINANCIAL PLANNER.

It’s not hard to find a “financial planner” who can claim to have the right credentials to successfully handle your entire ... read more

Attention Siemens retirees: Make sure to sign up for Medicare on time.

As a recent Siemens retiree, you and many other individuals approaching retirement don’t want to miss signing up for Medicare read more

Your Dad Was Right: 3 Retirement decisions that affect the rest of your life.

As you near the end of your working career and look forward to your retirement years, your dad was right if he said that the ... read more

Age pays: Tax deductions if you are over 65

Most people know that you can use standard tax deductions to reduce the amount of income on which they are taxed, but most ... read more

Keith Mooney on Roth IRA Abuse and the Importance of a Reputable Investment Advisor.

The events of recent years around Roth IRA abuse reaffirm the importance of having a reputable investment advisor. Today I’m ... read more

One Deerfield Advisor’s Perspective on Catching Up your Retirement.

If you’re a baby boomer with very little to retire on, you may want to consider a Deerfield advisor’s perspective on how to ... read more

A good wealth management strategy strikes a balance between family and retirement.

Compromising on a wealth management strategy to meet the demands of a growing family can jeopardize your retirement. Once we ... read more

AT&T employees consider sustainable investment trends for 2016

While many AT&T employees once focused on short-term gains of churn and burn investment strategies, they’re well-advised ... read more

Done with taxes? Time to consult your wealth manager for a financial spring cleaning.

If you’re like most of us, you’re probably due for a financial spring cleaning, and the end of tax season is a perfect time ... read more

Is prioritizing AT&T retirement savings over a college fund is a win-win for everyone?

Many of us, including your AT&T investment advisor, have been there—working through college fueled on ramen, caffeine and read more

Financial podcasts: one click away from valuable investment information.

Today the podcast (basically an on-demand radio segment) has become the on-demand source of information for investment ... read more

How that latte a day habit may be sabotaging Grainger employees’ retirement savings.

While you may be powerless to the volatility of the current marketplace, cutting back on discretionary spending is a good way read more

Joe Lyons responds to retirees’ biggest concern: outliving retirement savings.

A retirement strategy that takes into consideration all the changes that come about in life is one of the first things we ... read more

More for less: How middle and upper-middle income parents can pay less for their kids’ college.

There are many instances where middle and upper-middle income parents are eligible for some form of financial aid and end up ... read more

Laid off at 60: Start retirement or start pounding the pavement again?

What do you do if you get laid off at 60, with retirement almost in sight? It’s one thing to be working off a mortgage and ... read more

Figuring out the formula for affordable college planning.

If you’re worried about the high cost of college and wonder how you are going to pay for it, here is the most important ... read more

How should I invest my pay raise?

What’s the first thing you think about when you get a pay raise? If it’s picking up that new pair of clubs or going out for a read more

Successful strategies for college planning and funding

Ask any parent who has filled out a FAFSA form, and they’ll tell you that college planning and funding is a complex task. ... read more

PRESS RELEASE: COLLEGE PLANNING ADVISOR MARK SOMMERVILLE ENHANCING THE MOONEY LYONS FINANCIAL TEAM.

South Barrington, Illinois. April 6, 2016 – Mooney Lyons, a wealth management firm specializing in retirement income ... read more

Robo-advisor vs. real advisors: low cost automation may not equal high-value.

What is a Robo-advisor? Using Investopedia’s definition, a Robo-advisor is an online wealth management service that provides ... read more

Making financial aid work to your advantage.

College financial aid is money given by the federal and state governments and the colleges to help students pay for the cost ... read more

Rolling your 401K

Rolling your 401K

Have you recently left a job?  Have you forgotten to, or decided not to move your401(k) from your employer’s plan? You might ... read more

Three investment tips Keith Mooney wants you to know.

As a CERTIFIED FINANCIAL PLANNER™, Keith Mooney has a fiduciary responsibility to his clients and is bound by law to always ... read more

Is your investment advisor telling you what you need to know?

If your investment advisor is following a fiduciary standard, then they are legally bound to give you advice that is in your ... read more

Two essential investment tips that matter to ATT employees.

While managing risk is always an essential part of any ATT employee’s investment strategy, here are a few other key tips to ... read more

3 key points to build a comprehensive wealth accumulation strategy.

As an experienced financial advisor, Keith Mooney understands that maintaining a comprehensive wealth accumulation strategy ... read more

Roth IRA or Traditional IRA: Which one is most appropriate for you?

If you’re scratching your head over a Roth IRA versus a traditional IRA trying to decide which one is most appropriate for ... read more

Joe Lyons shares investment tips for retirees.

Did you know that investing is just as important during retirement as it is beforehand? We’ve discussed a lot of wealth ... read more

Early retirement withdrawal strategies for Grainger employees.

After a lifetime of saving, pulling money out of a 401k or an individual retirement account can be tricky for Grainger ... read more

Is your investment advisor working for you, or against you?

When it comes to your money, you need to know whether your investment advisor is working for you or working in their best ... read more

Good advice from a Barrington wealth manager.

If you ask a Barrington wealth manager, or any other investment professional, for that matter, they’ll tell you they’re more ... read more

Alternatives as a portfolio diversification strategy for Grainger employees.

One main factor for success, whether you’re a Grainger employee or anyone planning for retirement, is a well-planned wealth ... read more

Keith Mooney, CERTIFIED FINANCIAL PLANNER™, on 401(k) rollover mistakes.

As a respected and long-time CERTIFIED FINANCIAL PLANNER™ Practitioner, Keith Mooney has seen his share of clients making ... read more

Longevity annuities are good for your retirement portfolio. Really.

If you read my views on investment myths a few blogs ago, you probably know that making a generalization about any investment read more

Deciphering the role of the 401k in retirement for Siemens employees.

  When negotiating the ever-changing financial landscape, many Siemens employees may be uncertain of the wisdom of ... read more

Can I retire early? Joe Lyons answers this often-asked question.

    As a Certified Financial Planner who has helped many individuals realize their retirement dreams, Joe Lyons ... read more

Medical expenses AT&T employees should plan for in retirement.

Whether you’re an AT&T employee or you’re employed elsewhere, in working towards a comfortable, secure retirement, ... read more

A Deerfield wealth manager offers retirement tips.

  First and foremost, good wealth management starts with a good wealth manager — someone who is actively involved in all read more

Joe Lyons encourages asset allocation as part of a robust wealth accumulation strategy.

  As a CERTIFIED FINANCIAL PLANNER™, Joe Lyons is bullish on asset allocation as part of a sound strategy for wealth ... read more

One Abbott Lab advisor’s perspective on borrowing from your 401K to pay off your mortgage.

Before you decide to loan yourself some money out of your 401K to pay off your mortgage, consider one Abbott Lab investment ... read more

Grainger employees take advantage of catch-up contributions over age of 50.

  If you’re a Grainger employee over the age of 50, taking advantage of catch-up contributions to your retirement plan ... read more

Making the most of your 401k

With pensions pretty much a thing of the past for most people, having a good retirement plan like a 401(k) is essential. One ... read more

6 ways Trusts are used in Financial and Estate Planning

Commonly used in an estate plan or a financial plan, a trust is a legal entity that is central to a three-part agreement in ... read more

Ok to start collecting Social Security benefits if you’re still working? Keith Mooney answers.

As a recent or near-retiree, if you are considering working beyond your retirement date or taking an early retirement, there ... read more

Three things you should know about your investment advisor.

Has your advisor established a fiduciary relationship with you? A CERTIFIED FINANCIAL PLANNER™ is a professional that follows read more

A wealth accumulation strategy for ATT employees.

  In today’s market with many investment products to choose from, it is certainly a reality that investments can be ... read more

A Deerfield financial advisor offers tips on using insurance to pay off debt.

  Northwestern Mutual did a Planning and Progress Study for 2015 and one very interesting fact that they found was that ... read more

Keith Mooney on the qualities of good wealth management

Many factors go into a good wealth management strategy, so let’s review some of them: Investment diversification. To maximize read more

3 important retirement tips to keep you financially sound

  Retirement is supposed to be the time when you can do want you want when you want. And with a well-planned strategy, ... read more

Three things every investment advisor should tell you.

If your investment advisor is following a fiduciary standard, then they are legally bound to give you advice that is in your ... read more

Why Grainger employees should consider an independent wealth advisor.

  An independent wealth advisor may never star in a movie about Wall Street, but they can be a bigger star to their ... read more

Retirement strategies with Joe Lyons: Will you outlive your retirement savings?

  We’ve talked about the importance of a strategy that enables you to save for retirement. Next comes the plan to ensure read more

Retirement and college savings: advice from Keith Mooney, CERTIFIED FINANCIAL PLANNER™

You’ve heard us talk about a long-term investing strategy being the first step in any financial plan, especially one that is ... read more

INTERNATIONALLY RESPECTED TED BUCKLEY JOINS MOONEY LYONS FINANCIAL ADVISOR TEAM.

          South Barrington, Illinois. August 4, 2015 – Mooney Lyons, a wealth management firm ... read more

Advice from a successful Barrington wealth manager.

A wealth management strategy’s success in Barrington is primarily due to the knowledge and experience a Barrington wealth ... read more

Finding the balance: Joe Lyons on keeping your 401(k) on track.

As we figure out the path of the economy in a currently high record-level market, many people wonder what to do with their ... read more

5 rules of building wealth for Barrington executives

Building a good wealth strategy takes time and persistence. To help manage the risk of running out of your retirement income ... read more

A wealth management strategy for Schaumburg employees seeking early retirement.

Having a good wealth management strategy means always keeping a Schaumburg employee’s end in mind: enjoying the benefits of ... read more

Making your 401(k) work for you: 3 retirement tips from a Deerfield advisor.

According to investment management specialist Vanguard, the average workplace balance of 401(k) plan participants topped ... read more

Investment advisor fees: Are you being taken care of or taken advantage of?

It’s always prudent to understand just how much you’re getting charged and the way you are getting charged for services from ... read more

Three things every investment advisor should tell you.

If your investment advisor is following a fiduciary standard, then they are legally bound to give you advice that is in your ... read more

The pros and cons of borrowing from a Barrington 401(k).

Whether you’re an employee borrowing from a Barrington 401(k) or borrowing from a small 401(k) in a mom and pop shop, there ... read more

Ask the CERTIFIED FINANCIAL PLANNER™ Professional: Joe Lyons on wealth accumulation strategies.

A good wealth manager stays active in your retirement portfolio because they must stay on top of all aspects of wealth ... read more

Three retirement funding strategies that might surprise you.

If you are getting close to retirement age and finding that you aren’t quite as prepared as you thought you’d be, here are ... read more

Why every Grainger employee requires a successful 401K to meet long-term needs.

There are important reasons why a Grainger employee needs a successful 401K plan to meet their needs, now and the future. The read more

Keith Mooney on designing a successful wealth accumulation strategy with your financial advisor.

Whether it’s building a comfortable retirement or establishing a legacy for your loved ones by maintaining a successful ... read more

3 tips to contributing toward a healthy 401(k)

Working hard for retirement is something that people who are trying to build a healthy Sears 401K can understand. It is an ... read more

Retirement costs revealed by a Deerfield financial advisor.

Everyone dreams of the life of leisure they plan to enjoy when they reach retirement, but there are some retirement costs and read more

Tips for choosing an advisor from Joe Lyons, CERTIFIED FINANCIAL PLANNER™ Practitioner.

                    We’ve talked about the advantages of contributing as ... read more

Retirement planning advice in Barrington.

                    Even in an affable and affluent suburban village like ... read more

3 tips for a better retirement plan by Keith Mooney, CERTIFIED FINANCIAL PLANNER™ Professional.

                    When it comes to pursuing a better retirement plan that read more

Revealing the myths of a 401(k) to employees.

                Myth #1: The 401(k) replaces all other necessary sources for income ... read more

Get to know a good Barrington wealth manager.

                  There are many reasons besides retirement as to why you can ... read more

Questions from Keith Mooney: what to ask your financial planner.

                  It’s not hard to find a “financial planner” who can claim to ... read more

Top three things every employee should consider having in their 401(k)

                  As an employee saving for retirement, there may be several ... read more

A respected retirement planning firm for Schaumburg residents.

At Mooney Lyons, we know: As life unfolds, the vision that people have for their retirement changes. Yet one important need ... read more

A Deerfield area financial advisor speaks out.

There are plenty of routine money management situations that you can handle as part of your daily or weekly financial plan. ... read more

Keith Mooney on wealth management.

There are two sides of a wealth management strategy that a wealth manager must take into consideration. First, you have the ... read more

Making the most of your 401(k)

With pensions pretty much a thing of the past for most people, having a good retirement plan like a 401(k) is essential. One ... read more

Consolidate your 401(k) plans from previous jobs.

Many times when people leave a job, they either forget to or decide not to move their 401(k) from their prior ... read more

Estate planning ideas that will surprise you.

Commonly used in an estate plan or a financial plan, a trust is a legal entity that is central to a three-part agreement in ... read more

3 things your 401(k) needs to have.

A 401(k) is like any other pension plan when it comes to utilizing some friendly advice. Here are a few tips to remember when read more

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Tax Planning: Should You Use The Standard Deduction or Not?

Tax Planning: Should You Use The Standard Deduction or Not?

With new tax rules now in effect, there is bound to be some confusion about whether people should use the standard deduction or opt for itemized deductions. After all, the most important part of tax planning is ensuring that you don’t pay more in taxes than you should...

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