OUR BLOG
How Do You Start a Trust Fund?
A common misconception about trust funds is that they are only meant for the super-rich, but they can greatly help plan your ... read more
How to Make a Living Through Investing Dividends
One key way to earn off of your investment is through company payouts called dividends. There are two sorts of dividends, the read more
3 Key Aspects to Consider When Buying Life Insurance
Life insurance planning can be a difficult subject to discuss. It involves looking ahead and preparing for a situation that ... read more
Here Is What You Need to Know About Micro-Investing
Micro-investing allows you to start investing with small sums of money, including cents. The aim is to remove barriers to ... read more
How to Decide Between an IRA and 401(k)
Planning your finances for your retirement years? You are going to need the proper savings to get you there. Two key types of read more
Here’s the 101 on Managing Your Wealth
Financial planning is an important part of securing your financial future. Knowing you and your family are set to accomplish ... read more
What You Need to Know to Prepare for Retirement
Retirement is a time to relax and focus on what you want to do in your later years. However, it is difficult to plan what to ... read more
How to Start Investing
Have you been thinking about trying your hand at investing? You may have heard of finance apps like Robinhood, Acorns, or ... read more
Is a Debt Management Plan Right for You?
Debt management plans are financial strategies to help reduce and eliminate unsecured debt. Such debt comes in various ... read more
How to Talk to Your Children About College Planning
For many people, their college tuition will be one of the largest expenses in their entire life. In fact, the average annual ... read more
4 Important Facts to Know About Social Security Planning
You worked hard throughout your life, you paid into social security, and now you’re looking forward to enjoying your ... read more
3 Tips for Getting a Small Business Loan
Small business planning never ends. From the launch of the business to the 5, 10, 15-year mark and beyond – business ... read more
Building a Retirement Budget to Determine Your Needs: What Should You Include?
“How much do I need for retirement?” It’s a common question asked by people of all ages. Some advisors like to quote a nice ... read more
Small Business Planning – 4 Important Details to Include
Small business planning, whether you are a new business or an established business, involves creating a professional business read more
What Is the 50-30-20 Budget and How Can You Use It?
When you are creating a budget, it can feel very complicated to figure out where your money should be going. You have so many read more
Retirement Planning 101: How to Reduce Portfolio Risk Without Giving Up on Growth
As you near retirement, you are beginning to dream of your golden years after you finally retire and begin to enjoy all of ... read more
Tax Planning: Should You Use The Standard Deduction or Not?
With new tax rules now in effect, there is bound to be some confusion about whether people should use the standard deduction ... read more
Income Planning: How to Make the Most of Every Dollar in Retirement
You’ve done everything right. You have worked hard, saved money, and you’re now beginning to think of enjoying the fruits of ... read more
How to Reduce Future Stress by Long Term Care Planning Today
Long-term care is never something people are eager to think about. Discussing the potential of requiring long-term care means read more
Business Planning for Beginners: How to Write a Professional Business Plan
Whether you have been involved in several business ventures before or this is your first rodeo, a professional business plan ... read more
6 Ways to Use Money Earned from Downsizing Your Home
Many people make the decision to downsize their home as they get closer to retirement. In fact, 42% of people plan to ... read more
Is Your Employer Disability Coverage Enough to Meet Your Needs?
Many people with stable, long-term employment enjoy a number of benefits from their employer. This could include 401k ... read more
How Does Inflation Affect Your Retirement Plans?
Everyone has seen the effects of inflation in one way or another. Simply watching the price of things like housing rise over ... read more
How Does Risk Management Affect College Savings?
Attending college is one of the best ways to secure a strong financial future. In fact, college graduates earn an average of ... read more
4 Things That Make Up a Great Employee Education Program
The world is changing more rapidly than ever before. By extension, this means that the way you do business is changing more ... read more
Should You Still Invest for Retirement While Paying Down Debt?
There are a lot of reasons people set aside money. Some save for vacations. Others save to boost their emergency fund, while ... read more
5 Important Facts You Should Know About Estate Planning
Talking about the estate planning process is always a difficult discussion. However, it is also a very important discussion ... read more
Determining Investment Withdrawal Strategies for People Who Retire Early
If you are like a growing number of Americans, then you probably dream of retiring before age 60. Of course, the “freedom 55” read more
How Should Risk Management Change During Your Life?
Mention risk management and asset allocation strategies to most people and their eyes will glaze over. Change the terms and ... read more
Retirement Planning: How Much Do You Actually Need to Retire?
It’s the question that keeps some awake at night as retirement creeps closer and closer. How much do you need saved to retire read more
Breaking Down the Myths Surrounding Disability Insurance
Talking about insurance can often be an uncomfortable topic. The very nature of insurance requires healthy, happy individuals read more
What Kind of Legacy Do You Want to Leave Behind?
Everyone has different goals for their life. Similarly, people have different ideas of what kind of legacy they want to leave read more
How to Teach Your Children the Importance of Budgeting
Budgeting is essential to ensuring a healthy financial future. In fact, most people believe budgeting is one of the most ... read more
Why Great Business Leaders Never Stop Learning
Employee education for businesses is one of the most important parts of growing and becoming successful. In fact, it’s so ... read more
The 5 Fastest Growing Trends in Business Today
Technology and innovation are moving at a staggering pace. Business leaders are working hard to keep up with the latest ... read more
How You Can Protect Your Children from Debt in Adulthood
Completely avoiding debt in life can be incredibly difficult, if not impossible for those who hope to purchase a home. In ... read more
How to Determine How Much Life Insurance You Actually Need
Life insurance is never a fun topic of discussion. Ideally, you will live forever and never need to worry about life ... read more
How to Create Effective Employee Education Strategies
Business is changing faster than ever which means all levels of your organization must keep up. Managing employee education ... read more
5 Steps to Take If You Want to Retire Before 50
Early retirement is a dream of many people. Even for those that love their job, retiring early is something they hope to ... read more
Financial Tips For Small Business Owners You’ve Probably Never Heard
Running a small business can be one of the most rewarding experiences, but it’s certainly not without its lack of challenges. read more
How To Prepare For Early Retirement
For most people, going to work day-after-day is about reaching 65 when they can finally retire and take it easy. But there’s ... read more
3 Investment Mistakes You Must Avoid In Your 20’s
Hour 20s can be a very challenging time for a number of reasons. You’re finally out of school and into the real world, which ... read more
The 4 Most Common Estate Planning Mistakes
Have you created a trust for your loved ones to ensure they’re taken care of once you’re gone? If so, are you confident that ... read more
Should You Always Max Out Your 401(k)?
Although you’ve probably heard all kinds of financial advice from all kinds of people, one of the most common – one of the ... read more
The 5 Benefits of a Roth IRA
Most people know all about traditional IRAs. There’s a good chance you’re already using one to plan for retirement. While ... read more
5 Types of Insurance for Your Small Business
If you dream of owning your own small business, chances are that you don’t spend your time fantasizing about the mundane ... read more
5 Financial Tips for Retirees
Everybody comes up with something slightly different when they think about retirement. We all have unique plans for how we’d ... read more
4 Tips for Planning a Successful Succession
It probably took you decades to get your business to where it is today. So it makes sense that, although you’re retiring, you read more
Investment Withdrawal Strategies Under the New Tax Plan
With all the turmoil surrounding the new GOP tax plan, many individuals are feeling uncertain about how the new regulations ... read more
Social Security Planning Under the New Tax Plan
Regardless of which side of the political fence you call home, chances are you have been watching the drama out of Washington read more
Savings Options for College Planning
The National Center for Education Statistics estimates that in the Fall of 2017, 20.4 million students enrolled in a college ... read more
The Impact of Divorce on Women Over Age 50
Statistically, January is the most common month in which people file for divorce. Whether this has to do with freezing ... read more
Employee Education Strategies
Moving into the new year, many employees consider what their role is in their present company and how that role or function ... read more
A Resolution for Family Meetings
For several years, family dinners were a trending topic. An article in the venerable publication The Atlantic showed research read more
Investment Withdrawal Strategies in an Uncertain World
Sometimes it feels like we plan and strategize and do everything we are supposed to do to optimize our investment withdrawals read more
A Few Things to Consider About Social Security
If you’re an American worker of a certain age you are probably thinking about Social Security and the role it may play in ... read more
Should You Choose a Traditional or Roth IRA?
With tax season just around the corner, it may be a good time to start thinking about your IRA contribution status. IRAs are ... read more
How to Plan for Elder and Long-Term Care
Placing a loved one in an eldercare or long-term care facility is an emotionally draining event. Even more so, the cost of ... read more
Financial Planning for Women
There is a prevailing wind in the investment management and financial planning world to offer services that are targeted to ... read more
Do I Really Need Life Insurance?
Life insurance can be expensive and hard to come by. The older you are the more costly the premiums are, and many plans ... read more
College Payment Planning
Now is the time of year when high school students across the country will begin hearing from colleges and universities that ... read more
Health Insurance in Today’s World
If there’s one thing we can all agree on it’s that healthcare insurance coverage is a hot topic these days. If you have ... read more
Succession Planning for the New Year
It’s that time of year again when everyone is making resolutions for a new year. If you are a business owner or CEO of a ... read more
Is Eldercare in Your Future?
By definition, eldercare refers to the services that elderly people require as a result of age-related physical or mental ... read more
Employee Education Programs
Attracting and retaining good employees seems to get harder every year. Moreover, taking the time to train them to be the ... read more
Tax Planning for Retirement and Beyond
Death and taxes, the only two certainties in life! Unfortunately, taxes don’t stop just because you stopped working. Taking ... read more
Smart Strategies for Investment Withdrawals
You’ve put a lot of time and energy into saving money for retirement and now it’s time start withdrawing some of that money. ... read more
Planning for Social Security
Social security is like a mythical beast. You know all about it but you don’t really understand it. It’s been part of your ... read more
Why You Should Have Regular Family Meetings
Ah, the dreaded Family Meeting. Those times when Mom and Dad have “something to say” and you know it’s going to end with more read more
How to Succeed at Succession Planning
By its very definition, succession planning is the strategy for ensuring the successful transition of leadership, with of the read more
Yes, Financial Planning for Women IS Different
Let’s set aside issues of equal pay and equality in the workplace for a moment, although they do play an important role in ... read more
Retirement Planning: 5 Important Things to Consider
It is commonly said that you are never too young to start planning for retirement. And while that is true, particularly from ... read more
Numbers You Need to Know for Retirement Income Planning
Income planning for retirement can be overwhelming, especially since everyone has a different vision of what retirement looks read more
Do I Need An Estate Plan If I Don’t Have an Estate?
Estate planning can sound intimidating, but it’s something you should consider if you’re a bit of a control freak. Just ... read more
Planning for College Is More Than Just Saving for College
If you’re like most people, your baby was barely a week old and you probably thought about the day they would head off to ... read more
Getting Down to Business With Business Planning
You wrote your business plan and rolled up your sleeves. Your vision became a reality. Now, what? You’re a year or more into ... read more
How Much Insurance Do You Really Need?
As Sandra Bullock famously says in the opening scene of The Blind Side while describing highly paid NFL quarterbacks and left read more
Should You Consider a Roth IRA Conversion?
Since their introduction in 1997, Roth IRAs have garnered a great deal of attention as an alternative to traditional IRAs. ... read more
3 Reasons to Teach Your Employees About Money
You understand that your employees are one of the most important assets your company has. Obviously, not a lot would get done read more
3 Tips That Will Improve Your Small Business Budget
Running a small business involves any number of different challenges. Many of them will come from outside your operation: ... read more
3 Simple Tips for Paying Off Your Student Loans
Graduating from college often brings about a mix of emotions. On the one hand, you’ve completed an important milestone in ... read more
3 Questions to Answer Before Buying Life Insurance
If you have loved ones you want to provide for after you pass away, then life insurance is essential. At the time of your ... read more
How to Adjust Your Budget When You Get a Raise
Have you recently received a raise at work? If so, congratulations! It’s a great feeling to receive that kind of recognition ... read more
3 Pieces of Retirement Advice That May Be More Harmful Than Helpful
Retirement is a big deal. It’s not just because you’ll spend so many years in retirement, either. It’s also because of how ... read more
3 Common Mistakes Parents Make When Saving for College
When it comes to all the different expenses associated with having a child, few seem to strike fear into the hearts of ... read more
4 Tips to Help with Your Small Business Budget
If you’re a small business owner – or working toward becoming one – you already know you have a lot of balls in the air. ... read more
A Beginner’s Guide to Estate Planning
Have you heard the term “estate planning” before? If you’re like a lot of people, you have some vague understanding that it ... read more
How to Manage Risk When Starting a Small Business
Hoping to become a small business owner soon? If so, you’re probably already fairly aware of the various challenges that are ... read more
How to Budget for a Baby
If you’re about to become a parent, it probably seems as though there is no end to the list of things you need to remember. ... read more
3 Simple Wealth Accumulation Strategies
Would you sleep better at night knowing you had a larger nest egg? Do you worry because your safety net has gotten a little ... read more
Should Retirees Turn Their Hobbies into Small Businesses?
You’ve probably heard that it’s never been easier to start a business. Thanks to the World Wide Web, anyone with an Internet ... read more
4 Questions to Answer Before Selling Your Small Business
Starting a small business is a huge undertaking. Turning a small business into a successful one is even harder. That said, ... read more
5 Tax Deductions You Get as a Small Business Owner
After years of paying taxes, most of us become pretty familiar with the process in terms of our unique deductions. Sure, it ... read more
3 Mistakes to Avoid When Succession Planning
Succession planning is an important process, both for your future and that of your business. If done well, your company’s ... read more
3 Big Mistakes to Avoid When You Sell Your Small Business
Selling a small business is a monumental event. You’ve put a lot of work into this company and now you’re going to enjoy huge read more
How to Talk with Your Parents About Eldercare
Though it might be hard to think about, at some point, most of us will probably need to speak to our parents about eldercare. read more
How to Create a Successful Succession Plan
At some point, the key to your company’s future relies on successful succession planning. No matter how amazing a business ... read more
Financial Planning for Women: 3 Tips to Get Started
Although just about everyone appreciates it’s important to plan your financial future, there’s still a disparity between the ... read more
Financial Advice for New College Graduates
Graduating from college ushers in a whole world of changes. From landing your first job to how you structure your days to not read more
4 Small Business Expenses You Need to Include in Your Budget
The nightmare scenario is one that countless small business owners have thought about. Sadly, plenty have actually lived it. ... read more
3 Tips for Talking to Your Parents About Estate Planning
Although we all know estate planning is important, it can still be a very touchy subject. If you’re worried because your ... read more
Entrepreneurial Traits You Need to Start a Small Business
Like millions of Americans, you may dream of quitting your current job and starting a small business. Before you can do that, read more
3 Steps to Take Before Applying for a Small Business Loan
Countless Americans share the dream of becoming their own bosses and starting a business. If you have the same small business read more
Create a Good Budget Plan by Avoiding These 4 Mistakes
Everyone needs a good budget plan – one that tells them how to spend their money while also setting aside funds for their ... read more
The Complete Beginner’s Guide to Creating a Budget
Most people have a general idea of how to spend each paycheck. They know they need to cover their obligatory expenses – ... read more
3 Ways to Make Money on the Side
There are a number of reasons you may wish you made more money. Maybe you’re just trying to boost your savings or perhaps ... read more
3 Bases to Cover Before You Invest in Real Estate
In recent years, investing in real estate has become a popular goal. This is despite the real estate bubble, but it’s also – ... read more
How to Deal with Uncertainty About Retirement
Most people can’t wait for the date they finally get to retire. For years, they’ve been planning how they’ll spend their free read more
How to Manage Investment Risk
Even though people know it’s important to invest, many people put it off for one simple reason: stress. The risk of ... read more
Don’t Let Bundling Strip Your Retirement Savings
Bundling is a common practice throughout a number of different industries and for good reason: it can save you a lot of ... read more
The Importance of Having a Business Succession Plan
Anyone who has done it will tell you: starting your own business is never easy. However, what most people haven’t heard is ... read more
4 Questions to Answer Before Considering Early Retirement
Early retirement. For most people, it’s a dream they’ll revisit every now and then. For others, it’s a realistic goal they ... read more
4 Apps That Will Help You With Your Personal Budget
Budgeting is a lot like flossing. We all know we’re supposed to do it, but it’s easy to put off. Unfortunately, without a ... read more
The Simplest Retirement Withdrawal Strategy
Retirement is a time of great change. All of a sudden, you have 40 hours added back to your week – 40 hours you need to ... read more
How to Make Money With the Gig Economy
No matter how much you like your job, you probably know that raises are generally few and far between. Barring a promotion or read more
Financial Planning for Recent College Graduates
While graduating from college is a milestone moment, the transition that follows seems like it goes by in the blink of an ... read more
What Is Retirement Income and Why Does It Matter?
When it comes to handling your bills and living expenses, you probably have a regular income you rely on. When the same ... read more
Keeping Your Elderly Parents Safe from Scammers
When you think about your elderly parents, all kinds of positive emotions probably come to mind. Sadly, other people see your read more
Financial Advice for New Small Business Owners
While most small business owners love what they do, many still worry about money on a regular basis. If this sounds familiar ... read more
How to Teach Your Children About Money
Trying to teach your children about money can be difficult, but it’s important that you do so. Eventually, they’ll be on ... read more
How to Know When to Retire
For most people, 65 is the age they’re working toward. Once they hit 65, they know it will finally be time to retire. You ... read more
5 Tips to Help with Estate Planning
Most people understand that a will is important, but it’s also very easy to put off creating one. If estate planning is ... read more
How to Move on Financially After a Divorce
Going through a divorce will probably prove to be one of the most difficult things you ever do. One reason for this that you ... read more
4 Things to Quit Spending Money on to Save for Retirement
One thing we hear a lot from people trying to save for retirement is that they just don’t have the money for it. Others are ... read more
How Do 401(k) Rollovers Work?
It should go without saying that your 401(k) is important. Aside from the fact that you’re counting on it for a substantial ... read more
Should I Use a 529 Plan to Save for College?
Watching your child graduate from college may be one of the proudest moments of your life. Between now and then, though, you ... read more
Is It Worth Paying for Long-Term Disability Insurance?
Do you wonder if you should have a long-term disability insurance policy? Do you currently have one, but aren’t sure if it’s ... read more
How to Begin Saving Money When You Have None
Everyone knows that saving money is important. Yet, it’s hard enough to do when you have plenty of it. What about for those ... read more
How Can I Make Money in College Without a Job?
It’s no secret that college is expensive. However, even after you’ve paid for room and board, books and tuition, there are ... read more
Can I Use a Roth IRA to Save for College?
When you think of a Roth IRA, retirement probably comes to mind. Though it’s traditionally used for this purpose, it turns ... read more
5 Simple Ways to Manage Your Small Business’ Finances
Do you own a small business? If so, you’ll want to make sure you understand the following five simple ways you should be ... read more
Using a 529 Plan to Pay For College
Saving for college is a huge challenge. It costs a lot of money for those four years of school. While there are a number of ... read more
Money in Your 20’s – What to do Right After College
Did you recently graduate from college? If so, you definitely have a lot to celebrate. At the same time, you might be ... read more
How to Talk to Your Siblings About Money
No matter how close you may be to your siblings, talking about money with them is almost always going to be a challenge. ... read more
5 Simple Ways to Begin Planning for Retirement in Your 20’s
“Early retirement planning” is a somewhat redundant phrase. While you most likely won’t be retiring until ... read more
6 Things to Think About Before You Buy Life Insurance
Are you currently considering buying life insurance? Do you feel like you’re not doing enough for your family without it? ... read more
6 Common Retirement Mistakes You Must Avoid
Retirement is a huge milestone. Reaching it is a cause for celebration. In fact, for many retirees, the rest of their lives ... read more
How to Build Wealth in Your 30’s
Your 30s are a critical time for a number of reasons. One of these is that your 30s will set the tone for the rest of ... read more
5 Estate Planning Issues You’ll Avoid with a Family Trust
Estate planning needs to be a priority, but it can quickly become a complicated issue. While you want to make sure ... read more
Financial Planning for Your Elderly Parents
It happens to everyone. At some point, you will need to start caring for your parents in much the same way they used to look ... read more
6 Methods of Asset Allocation
Asset allocation will make or break your financial goals. It’s as simple as that. Without being deliberate about your ... read more
Financial Planning in College 101
“College student” has become synonymous with “poor.” Of course, this is fair, to some degree (see what I did ... read more
5 Factors That Will Affect When You Retire
You might not get to retire when you expect. I can’t say that with 100% accuracy, of course, but it wouldn’t be unheard of. ... read more
4 Ways to Get Started on Retirement Planning
Someday, you’re not going to work anymore. Hopefully, it’s because you’ve decided to retire. Other people ... read more
4 Apps That Will Help You Save for Retirement
If you can’t save money, forget about retiring on time. Sadly, you might have a hard time retiring, period. We all ... read more
3 Ways Financial Planning for Women is Different
Women have every right to the same financial future as men. Yet, for a number of reasons, most advice on financial planning ... read more
4 Habits That Help Work Toward Retiring on Time
Retiring on time isn’t a sure thing. It only happens for people who understand the work it takes to get there. The vast read more
To Retire OR Not to Retire – The impact of your 401(k).
Decisions surrounding retirement can impact the rest of your life, and the sooner you get started planning for retirement, ... read more
Strategies and Secrets to Reducing your College Costs
College is a huge undertaking, and no less so is being able to pay for it. College fund planning is a complex undertaking, ... read more
Credentials and Cost – Considerations when selecting a financial planner.
Finding a financial planner is easy, but finding a financial planner that you can trust to work with you around the decisions read more
Have you maximized your 401(k) today?
As with any pension plan, to have a sound 401(k) it is important to seek reliable advice and avoid some of the pitfalls that ... read more
It’s never too late: Keith Mooney on saving for college
If you’re getting a late start with that college savings plan, a visit to an investment advisor can help give you that needed read more
Retirement Spending: Fact vs. Fantasy.
Have you saved enough for retirement? Are you planning a trip to some exotic location, or maybe take the kids to that ... read more
Getting the most bang for your buck for college planning and funding.
As a parent, you love your child and you want them to be happy, successful and productive. You know that a college ... read more
A financial advisor’s wealth management tips.
Let’s start with fiduciary responsibility, a value every good financial advisor has top of mind. Many CERTIFIED ... read more
AT&T employees want to know: Which is better: a will or trust?
There is much debate about the benefits of a will vs. a trust. Understanding the similarities and the differences between ... read more
The stress of saving for retirement cuts across generations.
Saving for retirement is a stressful thing that isn’t immune to multiple generations, according to a 401(k) plan participant ... read more
Keith Mooney offers practical tips on income planning.
As a wealth management firm specializing in retirement income planning, our most important task is to ensure we provide our ... read more
Top 4 transitions from college to work place.
All the work has finally paid off as you’ve made the transition from college to your first professional job. But with that ... read more
Setting up a financial plan: Should you or shouldn’t you invest in a 401(k)?
The first thing you may want to do when deciding whether you should or shouldn’t invest in a 401(K) is to talk to a ... read more
AT&T employees should consider Real Estate Investment Trusts (REITs) in their pursuit of wealth creation
REITs allow investors to acquire ownership in real estate ventures, including the opportunity to own and operate ... read more
Issues facing retirement.
Trying to save for retirement is an issue many Americans face, as currently, only 58% of workers have access to a plan ... read more
Life insurance and wealth management strategy.
You may get these calls frequently—a representative warns you of the critical need for life insurance in your ... read more
What you pay for with your 401(k) now could cost you later.
As life’s priorities increase, more people (especially millennials) are looking for ways to generate income. One trend that ... read more
3 investment tips every investor should know.
1.The buy and hold approach helps to manage emotion. A buy and hold approach is where your advisor buys stocks and ... read more
Retirement planning 101: Keith Mooney on selling your home and striving for a bigger profit.
For most of us, our homes are the biggest part of our retirement planning strategy, so when it comes time to downsize, it’s ... read more
Barrington wealth managers on formulating a solid wealth management strategy for millennials
For millennials, planning a sound wealth management strategy early is critical to financial confidence in retirement. But how read more
Is there a good wealth accumulation strategy in your future?
When it comes to your retirement, are you thinking along the lines of a wealth accumulation strategy that manages downside ... read more
Early retirement – Joe Lyons offers some do’s and don’ts.
As a CERTIFIED FINANCIAL PLANNER™ who has helped many individuals go through the process of retirement and beyond, Joe Lyons ... read more
A low fee doesn’t always equate to better returns.
There are many cases where you really do get what you pay for, and that can certainly be said for an asset with a low fee. ... read more
You don’t have to be rich to have a 401(k) strategy.
It’s no news that 401(k) plans have replaced traditional pensions as the main way for individuals to save for retirement. ... read more
3 choice ways to save when housing choices are down.
As existing homes sales decline after four straight months of strong gains, the National Association of Realtors (NAR) blames read more
Issues facing retirement.
Trying to save for retirement is an issue many Americans face, as currently, only 58% of workers have access to a plan ... read more
Small businesses reluctance to offer a 401(k).
Ninety-nine percent of businesses with over 500 employees provide 401(k) plans or similar retirement benefits to their ... read more
Communication is key for financial advisors in keeping clients happy.
What does the average investor have in common with a wealthy investor? At least in the latter case, many believe that their ... read more
Top 3 things to consider regarding your 401(k)
As an employee saving for retirement, there are always things that seem necessary to save for besides your 401 (k). A new ... read more
Women and investing: Gaining confidence.
Retirement may seem like a long way off for many women who are actively investing, but life moves fast. Buying a home, read more
You don’t have to be rich to benefit from these Estate Planning tips.
If you have a car, a home, a savings account, investments or other material possessions, you have an estate — and hopefully a read more
3 tips to maintain good credit with student loans.
We talked recently about how much student debt there is, but not about why every wealth manager will tell you that getting ... read more
Using sound wealth management strategy to preserve your children’s inheritance.
Sound wealth management strategy not only involves solid game plan around creating wealth, it’s also about preserving wealth ... read more
Investment advisors caution AT&T employees on 401(k) rollovers.
At the advice of their investment advisors, many AT&T employees aren’t necessarily rolling over their old 401(k) accounts read more
UPCOMING FINANCIAL SEMINARS RELATING TO INVESTING, SOCIAL SECURITY CLAIMS, AND COLLEGE FUNDING
Mooney Lyons, a wealth management firm specializing in retirement strategies and income planning, is offering topical ... read more
Millennials need to save more for retirement, or face the consequences.
More than half of Millennials are saving at least 5% of their income, according to a study from Bankrate.com earlier this ... read more
Protecting yourself from ATM fraud.
Skimming is a process in which someone attaches a device to an ATM. This allows criminals to steal your financial data ... read more
How to deal with stock markets going up and down: The long-term approach.
Many factors affect prices in the stock market, and with the broad stroke effects that large market swings can induce, it is ... read more
Keith Mooney on Alternative Investments.
For many investors, there is a great deal of trepidation surrounding alternative investments with the thought of them being ... read more
Retirement planning with confidence: 7 ways to save toward your 401(k) or IRA.
The idea of saving for retirement may be a given, but there are always retirement planning strategies that strive to increase read more
If I’m currently working, should I go back and get my Master’s degree?
For many fields, earning your Master’s degree will lead to higher salaries and advance your career. But the biggest thing to ... read more
How to pay for college without spending more than you have to.
Most people aren’t aware of the actual amount of knowledge and experience it takes to really plan and pay for college. As a ... read more
Joe Lyons recommends 3 things parents should do before sending their kid out-of-state for college.
Sending your kids off to college, especially out of state, can be a stressful event as you try to let go off some control and read more
How much financial aid is available?
College financial aid is money given by the federal and state governments and the colleges to help students pay for ... read more
KEITH MOONEY: WHAT TO ASK YOUR FINANCIAL PLANNER.
It’s not hard to find a “financial planner” who can claim to have the right credentials to successfully handle your entire ... read more
Attention Siemens retirees: Make sure to sign up for Medicare on time.
As a recent Siemens retiree, you and many other individuals approaching retirement don’t want to miss signing up for Medicare read more
Your Dad Was Right: 3 Retirement decisions that affect the rest of your life.
As you near the end of your working career and look forward to your retirement years, your dad was right if he said that the ... read more
Age pays: Tax deductions if you are over 65
Most people know that you can use standard tax deductions to reduce the amount of income on which they are taxed, but most ... read more
Keith Mooney on Roth IRA Abuse and the Importance of a Reputable Investment Advisor.
The events of recent years around Roth IRA abuse reaffirm the importance of having a reputable investment advisor. Today I’m ... read more
One Deerfield Advisor’s Perspective on Catching Up your Retirement.
If you’re a baby boomer with very little to retire on, you may want to consider a Deerfield advisor’s perspective on how to ... read more
A good wealth management strategy strikes a balance between family and retirement.
Compromising on a wealth management strategy to meet the demands of a growing family can jeopardize your retirement. Once we ... read more
AT&T employees consider sustainable investment trends for 2016
While many AT&T employees once focused on short-term gains of churn and burn investment strategies, they’re well-advised ... read more
Done with taxes? Time to consult your wealth manager for a financial spring cleaning.
If you’re like most of us, you’re probably due for a financial spring cleaning, and the end of tax season is a perfect time ... read more
Is prioritizing AT&T retirement savings over a college fund is a win-win for everyone?
Many of us, including your AT&T investment advisor, have been there—working through college fueled on ramen, caffeine and read more
Financial podcasts: one click away from valuable investment information.
Today the podcast (basically an on-demand radio segment) has become the on-demand source of information for investment ... read more
How that latte a day habit may be sabotaging Grainger employees’ retirement savings.
While you may be powerless to the volatility of the current marketplace, cutting back on discretionary spending is a good way read more
Joe Lyons responds to retirees’ biggest concern: outliving retirement savings.
A retirement strategy that takes into consideration all the changes that come about in life is one of the first things we ... read more
More for less: How middle and upper-middle income parents can pay less for their kids’ college.
There are many instances where middle and upper-middle income parents are eligible for some form of financial aid and end up ... read more
Laid off at 60: Start retirement or start pounding the pavement again?
What do you do if you get laid off at 60, with retirement almost in sight? It’s one thing to be working off a mortgage and ... read more
Figuring out the formula for affordable college planning.
If you’re worried about the high cost of college and wonder how you are going to pay for it, here is the most important ... read more
How should I invest my pay raise?
What’s the first thing you think about when you get a pay raise? If it’s picking up that new pair of clubs or going out for a read more
Successful strategies for college planning and funding
Ask any parent who has filled out a FAFSA form, and they’ll tell you that college planning and funding is a complex task. ... read more
PRESS RELEASE: COLLEGE PLANNING ADVISOR MARK SOMMERVILLE ENHANCING THE MOONEY LYONS FINANCIAL TEAM.
South Barrington, Illinois. April 6, 2016 – Mooney Lyons, a wealth management firm specializing in retirement income ... read more
Robo-advisor vs. real advisors: low cost automation may not equal high-value.
What is a Robo-advisor? Using Investopedia’s definition, a Robo-advisor is an online wealth management service that provides ... read more
Making financial aid work to your advantage.
College financial aid is money given by the federal and state governments and the colleges to help students pay for the cost ... read more
Rolling your 401K
Have you recently left a job? Have you forgotten to, or decided not to move your401(k) from your employer’s plan? You might ... read more
Three investment tips Keith Mooney wants you to know.
As a CERTIFIED FINANCIAL PLANNER™, Keith Mooney has a fiduciary responsibility to his clients and is bound by law to always ... read more
Is your investment advisor telling you what you need to know?
If your investment advisor is following a fiduciary standard, then they are legally bound to give you advice that is in your ... read more
Two essential investment tips that matter to ATT employees.
While managing risk is always an essential part of any ATT employee’s investment strategy, here are a few other key tips to ... read more
3 key points to build a comprehensive wealth accumulation strategy.
As an experienced financial advisor, Keith Mooney understands that maintaining a comprehensive wealth accumulation strategy ... read more
Roth IRA or Traditional IRA: Which one is most appropriate for you?
If you’re scratching your head over a Roth IRA versus a traditional IRA trying to decide which one is most appropriate for ... read more
Joe Lyons shares investment tips for retirees.
Did you know that investing is just as important during retirement as it is beforehand? We’ve discussed a lot of wealth ... read more
Early retirement withdrawal strategies for Grainger employees.
After a lifetime of saving, pulling money out of a 401k or an individual retirement account can be tricky for Grainger ... read more
Is your investment advisor working for you, or against you?
When it comes to your money, you need to know whether your investment advisor is working for you or working in their best ... read more
Good advice from a Barrington wealth manager.
If you ask a Barrington wealth manager, or any other investment professional, for that matter, they’ll tell you they’re more ... read more
Alternatives as a portfolio diversification strategy for Grainger employees.
One main factor for success, whether you’re a Grainger employee or anyone planning for retirement, is a well-planned wealth ... read more
Keith Mooney, CERTIFIED FINANCIAL PLANNER™, on 401(k) rollover mistakes.
As a respected and long-time CERTIFIED FINANCIAL PLANNER™ Practitioner, Keith Mooney has seen his share of clients making ... read more
Longevity annuities are good for your retirement portfolio. Really.
If you read my views on investment myths a few blogs ago, you probably know that making a generalization about any investment read more
Deciphering the role of the 401k in retirement for Siemens employees.
When negotiating the ever-changing financial landscape, many Siemens employees may be uncertain of the wisdom of ... read more
Can I retire early? Joe Lyons answers this often-asked question.
As a Certified Financial Planner who has helped many individuals realize their retirement dreams, Joe Lyons ... read more
Medical expenses AT&T employees should plan for in retirement.
Whether you’re an AT&T employee or you’re employed elsewhere, in working towards a comfortable, secure retirement, ... read more
A Deerfield wealth manager offers retirement tips.
First and foremost, good wealth management starts with a good wealth manager — someone who is actively involved in all read more
Joe Lyons encourages asset allocation as part of a robust wealth accumulation strategy.
As a CERTIFIED FINANCIAL PLANNER™, Joe Lyons is bullish on asset allocation as part of a sound strategy for wealth ... read more
One Abbott Lab advisor’s perspective on borrowing from your 401K to pay off your mortgage.
Before you decide to loan yourself some money out of your 401K to pay off your mortgage, consider one Abbott Lab investment ... read more
Grainger employees take advantage of catch-up contributions over age of 50.
If you’re a Grainger employee over the age of 50, taking advantage of catch-up contributions to your retirement plan ... read more
Making the most of your 401k
With pensions pretty much a thing of the past for most people, having a good retirement plan like a 401(k) is essential. One ... read more
6 ways Trusts are used in Financial and Estate Planning
Commonly used in an estate plan or a financial plan, a trust is a legal entity that is central to a three-part agreement in ... read more
Ok to start collecting Social Security benefits if you’re still working? Keith Mooney answers.
As a recent or near-retiree, if you are considering working beyond your retirement date or taking an early retirement, there ... read more
Three things you should know about your investment advisor.
Has your advisor established a fiduciary relationship with you? A CERTIFIED FINANCIAL PLANNER™ is a professional that follows read more
A wealth accumulation strategy for ATT employees.
In today’s market with many investment products to choose from, it is certainly a reality that investments can be ... read more
A Deerfield financial advisor offers tips on using insurance to pay off debt.
Northwestern Mutual did a Planning and Progress Study for 2015 and one very interesting fact that they found was that ... read more
Keith Mooney on the qualities of good wealth management
Many factors go into a good wealth management strategy, so let’s review some of them: Investment diversification. To maximize read more
3 important retirement tips to keep you financially sound
Retirement is supposed to be the time when you can do want you want when you want. And with a well-planned strategy, ... read more
Three things every investment advisor should tell you.
If your investment advisor is following a fiduciary standard, then they are legally bound to give you advice that is in your ... read more
Why Grainger employees should consider an independent wealth advisor.
An independent wealth advisor may never star in a movie about Wall Street, but they can be a bigger star to their ... read more
Retirement strategies with Joe Lyons: Will you outlive your retirement savings?
We’ve talked about the importance of a strategy that enables you to save for retirement. Next comes the plan to ensure read more
Retirement and college savings: advice from Keith Mooney, CERTIFIED FINANCIAL PLANNER™
You’ve heard us talk about a long-term investing strategy being the first step in any financial plan, especially one that is ... read more
INTERNATIONALLY RESPECTED TED BUCKLEY JOINS MOONEY LYONS FINANCIAL ADVISOR TEAM.
South Barrington, Illinois. August 4, 2015 – Mooney Lyons, a wealth management firm ... read more
Advice from a successful Barrington wealth manager.
A wealth management strategy’s success in Barrington is primarily due to the knowledge and experience a Barrington wealth ... read more
Finding the balance: Joe Lyons on keeping your 401(k) on track.
As we figure out the path of the economy in a currently high record-level market, many people wonder what to do with their ... read more
5 rules of building wealth for Barrington executives
Building a good wealth strategy takes time and persistence. To help manage the risk of running out of your retirement income ... read more
A wealth management strategy for Schaumburg employees seeking early retirement.
Having a good wealth management strategy means always keeping a Schaumburg employee’s end in mind: enjoying the benefits of ... read more
Making your 401(k) work for you: 3 retirement tips from a Deerfield advisor.
According to investment management specialist Vanguard, the average workplace balance of 401(k) plan participants topped ... read more
Investment advisor fees: Are you being taken care of or taken advantage of?
It’s always prudent to understand just how much you’re getting charged and the way you are getting charged for services from ... read more
Three things every investment advisor should tell you.
If your investment advisor is following a fiduciary standard, then they are legally bound to give you advice that is in your ... read more
The pros and cons of borrowing from a Barrington 401(k).
Whether you’re an employee borrowing from a Barrington 401(k) or borrowing from a small 401(k) in a mom and pop shop, there ... read more
Ask the CERTIFIED FINANCIAL PLANNER™ Professional: Joe Lyons on wealth accumulation strategies.
A good wealth manager stays active in your retirement portfolio because they must stay on top of all aspects of wealth ... read more
Three retirement funding strategies that might surprise you.
If you are getting close to retirement age and finding that you aren’t quite as prepared as you thought you’d be, here are ... read more
Why every Grainger employee requires a successful 401K to meet long-term needs.
There are important reasons why a Grainger employee needs a successful 401K plan to meet their needs, now and the future. The read more
Keith Mooney on designing a successful wealth accumulation strategy with your financial advisor.
Whether it’s building a comfortable retirement or establishing a legacy for your loved ones by maintaining a successful ... read more
3 tips to contributing toward a healthy 401(k)
Working hard for retirement is something that people who are trying to build a healthy Sears 401K can understand. It is an ... read more
Retirement costs revealed by a Deerfield financial advisor.
Everyone dreams of the life of leisure they plan to enjoy when they reach retirement, but there are some retirement costs and read more
Tips for choosing an advisor from Joe Lyons, CERTIFIED FINANCIAL PLANNER™ Practitioner.
We’ve talked about the advantages of contributing as ... read more
Retirement planning advice in Barrington.
Even in an affable and affluent suburban village like ... read more
3 tips for a better retirement plan by Keith Mooney, CERTIFIED FINANCIAL PLANNER™ Professional.
When it comes to pursuing a better retirement plan that read more
Revealing the myths of a 401(k) to employees.
Myth #1: The 401(k) replaces all other necessary sources for income ... read more
Get to know a good Barrington wealth manager.
There are many reasons besides retirement as to why you can ... read more
Questions from Keith Mooney: what to ask your financial planner.
It’s not hard to find a “financial planner” who can claim to ... read more
Top three things every employee should consider having in their 401(k)
As an employee saving for retirement, there may be several ... read more
A respected retirement planning firm for Schaumburg residents.
At Mooney Lyons, we know: As life unfolds, the vision that people have for their retirement changes. Yet one important need ... read more
A Deerfield area financial advisor speaks out.
There are plenty of routine money management situations that you can handle as part of your daily or weekly financial plan. ... read more
Keith Mooney on wealth management.
There are two sides of a wealth management strategy that a wealth manager must take into consideration. First, you have the ... read more
Making the most of your 401(k)
With pensions pretty much a thing of the past for most people, having a good retirement plan like a 401(k) is essential. One ... read more
Consolidate your 401(k) plans from previous jobs.
Many times when people leave a job, they either forget to or decide not to move their 401(k) from their prior ... read more
Estate planning ideas that will surprise you.
Commonly used in an estate plan or a financial plan, a trust is a legal entity that is central to a three-part agreement in ... read more
3 things your 401(k) needs to have.
A 401(k) is like any other pension plan when it comes to utilizing some friendly advice. Here are a few tips to remember when read more
Financial Quiz
How prepared are you for your financial future?
The Guided Wealth Portfolio
Invest for your future with our new online platform that combines the benefits of a personal financial advisor with sophisticated technology.
How Do You Start a Trust Fund?
A common misconception about trust funds is that they are only meant for the super-rich, but they can greatly help plan your financial future. Trusts are financial vehicles to help protect your assets and to pass them down successfully. Do You Need a Trust Fund? The...
read more
How to Make a Living Through Investing Dividends
One key way to earn off of your investment is through company payouts called dividends. There are two sorts of dividends, the first is cash dividends and the second is stock dividends. Both are valuable in their own ways depending on the situation. What Are Dividends,...
read more
3 Key Aspects to Consider When Buying Life Insurance
Life insurance planning can be a difficult subject to discuss. It involves looking ahead and preparing for a situation that isn’t exactly positive. This could be why 40% of Americans don’t have any life insurance and many more are underinsured. Although difficult,...
read more
Here Is What You Need to Know About Micro-Investing
Micro-investing allows you to start investing with small sums of money, including cents. The aim is to remove barriers to traditional investment approaches such as minimum balances. There are a variety of methods to start micro-investing that can help you save a...
read moreCONTACT US
1 Executive Court, Suite 5
South Barrington, IL 60010
P 847.382.2600
F 847.382.4143
BUSINESS HOURS
MON - FRI | 8:30am - 4:30pm
FOLLOW US